First National Financial (OTCMKTS:FNLIF) and Federal Home Loan Mortgage (OTCMKTS:FMCC) are both financial services companies, but which is the superior stock? We will contrast the two companies based on the strength of their dividends, analyst recommendations, institutional ownership, valuation, earnings, profitability and risk.
This is a summary of recent ratings and recommmendations for First National Financial and Federal Home Loan Mortgage, as provided by MarketBeat.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|First National Financial||0||0||1||0||3.00|
|Federal Home Loan Mortgage||0||0||0||0||N/A|
Earnings & Valuation
This table compares First National Financial and Federal Home Loan Mortgage’s revenue, earnings per share and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|First National Financial||N/A||N/A||N/A||N/A||N/A|
|Federal Home Loan Mortgage||$73.60 billion||0.02||$9.24 billion||N/A||N/A|
Federal Home Loan Mortgage has higher revenue and earnings than First National Financial.
Insider and Institutional Ownership
0.2% of Federal Home Loan Mortgage shares are owned by institutional investors. 0.1% of Federal Home Loan Mortgage shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.
This table compares First National Financial and Federal Home Loan Mortgage’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|First National Financial||N/A||N/A||N/A|
|Federal Home Loan Mortgage||12.55%||-11.19%||0.45%|
Federal Home Loan Mortgage beats First National Financial on 5 of the 8 factors compared between the two stocks.
About First National Financial
First National Financial Corporation, through its subsidiaries, originates, underwrites, and services residential and commercial mortgages in Canada. It offers single family residential, and multi-unit residential and commercial mortgages, as well as engages in the mortgage broker distribution channel operations. The company is headquartered in Toronto, Canada.
About Federal Home Loan Mortgage
Freddie Mac operates in the secondary mortgage market in the United States. The company purchases residential mortgage loans originated by lenders, as well as invests in mortgage loans and mortgage-related securities. It operates in three segments: Single-family Guarantee, Multifamily, and Capital Markets. The Single-family Guarantee segment purchases, securitizes, and guarantees single-family loans; and manages single-family mortgage credit risk. This segment serves mortgage banking companies, commercial banks, regional banks, community banks, credit unions, housing finance agencies, savings institutions, and non-depository financial institutions. The Multifamily segment engages in the purchase, sale, securitization, and guarantee activities in multifamily loans and securities through the issuance of multifamily K and SB certificates; issuing and guarantying other securitization products; issuing other credit risk transfer products; and provision of other mortgage-related guarantees, as well as post-construction financing to apartment project operators. The Capital Markets segment invests principally in mortgage-related investments portfolio and single-family performing and re-performing loans. This segment serves banks and other depository institutions, insurance companies, money managers, central banks, pension funds, state and local governments, real estate investment trusts, brokers and dealers, and lenders. Freddie Mac was founded in 1970 and is headquartered in McLean, Virginia.
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