Usio (NASDAQ:USIO) and Euronet Worldwide (NASDAQ:EEFT) are both business services companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, earnings, valuation, dividends, institutional ownership, profitability and risk.
This table compares Usio and Euronet Worldwide’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
This is a summary of recent ratings and price targets for Usio and Euronet Worldwide, as provided by MarketBeat.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
Usio presently has a consensus price target of $5.00, suggesting a potential upside of 91.57%. Euronet Worldwide has a consensus price target of $168.31, suggesting a potential upside of 10.24%. Given Usio’s stronger consensus rating and higher possible upside, equities research analysts clearly believe Usio is more favorable than Euronet Worldwide.
Volatility and Risk
Usio has a beta of 1.54, indicating that its share price is 54% more volatile than the S&P 500. Comparatively, Euronet Worldwide has a beta of 1.16, indicating that its share price is 16% more volatile than the S&P 500.
Institutional and Insider Ownership
4.2% of Usio shares are held by institutional investors. Comparatively, 93.7% of Euronet Worldwide shares are held by institutional investors. 39.5% of Usio shares are held by insiders. Comparatively, 6.4% of Euronet Worldwide shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.
Valuation and Earnings
This table compares Usio and Euronet Worldwide’s revenue, earnings per share (EPS) and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|Usio||$25.02 million||1.76||-$3.78 million||($0.31)||-8.42|
|Euronet Worldwide||$2.54 billion||3.28||$232.85 million||$5.31||28.75|
Euronet Worldwide has higher revenue and earnings than Usio. Usio is trading at a lower price-to-earnings ratio than Euronet Worldwide, indicating that it is currently the more affordable of the two stocks.
Euronet Worldwide beats Usio on 10 of the 14 factors compared between the two stocks.
Usio Company Profile
Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing; and credit, prepaid card, and debit card-based processing services. Its ACH processing services include Represented Check, a consumer non-sufficient funds check that is represented for payment electronically rather than through the paper check collection system; and Accounts Receivable Check Conversion, a consumer paper check payment, which is converted into an e-check. The company also offers merchant account services for the processing of card-based transactions through the VISA, MasterCard, American Express, Discover, and JCB networks, including online terminal services accessed through a Website or retail services accessed through a physical terminal. In addition, it provides a proprietary Web-based customer service application that allows companies to process one-time and recurring payments through e-checks or credit cards; and an interactive voice response telephone system to companies, which accept payments directly from consumers over the telephone using e-checks or credit cards. The company markets and sells ACH products and services primarily through resellers, as well as markets and sells prepaid card program directly to corporations and to consumers through the Internet. Usio, Inc. has a strategic partnership agreement with Pineapple Payments. The company was formerly known as Payment Data Systems, Inc. and changed its name to Usio, Inc. in June 2019. Usio, Inc. was founded in 1998 and is headquartered in San Antonio, Texas.
Euronet Worldwide Company Profile
Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers worldwide. The company's Electronic Financial Transaction (EFT) Processing segment provides electronic payment solutions, including automated teller machine (ATM) cash withdrawal and deposit services, ATM network participation, outsourced ATM and point-of-sale (POS) management solutions, credit and debit card outsourcing, card issuing, and merchant acquiring services. This segment also offers ATM and POS currency conversion, surcharge, advertising, customer relationship management, mobile top-up, bill payment, fraud management, foreign remittance and cardless payout, banknote recycling solutions, and tax-refund services; and integrated EFT software solutions. As of December 31, 2018, it operated a network of 40,354 ATMs; and approximately 293,000 POS terminals. Its epay segment provides distribution and processing of prepaid mobile airtime and other electronic content and payment processing services for various prepaid products, cards, and services; and vouchers and physical gift fulfillment, and gift card distribution and processing services. This segment operated a network of approximately 719,000 POS terminals. The company's Money Transfer segment offers consumer-to-consumer money transfer services primarily under the Ria, AFEX Money Express, and IME brands; account-to-account money transfer services under the HiFX and xe brands; customers bill payment services; payment alternatives, such as money orders; check cashing services; foreign currency exchange and mobile top-up services; and cash management and foreign currency risk management services. The company was formerly known as Euronet Services, Inc. and changed its name to Euronet Worldwide, Inc. in August 2001. Euronet Worldwide, Inc. was founded in 1994 and is headquartered in Leawood, Kansas.
Receive News & Ratings for Usio Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Usio and related companies with MarketBeat.com's FREE daily email newsletter.