First Guaranty Bancshares (NASDAQ:FGBI) and First Advantage Bancorp (OTCMKTS:FABK) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their dividends, valuation, risk, analyst recommendations, institutional ownership, earnings and profitability.
Insider and Institutional Ownership
11.1% of First Guaranty Bancshares shares are held by institutional investors. 41.4% of First Guaranty Bancshares shares are held by company insiders. Comparatively, 14.3% of First Advantage Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.
First Guaranty Bancshares pays an annual dividend of $0.64 per share and has a dividend yield of 2.9%. First Advantage Bancorp pays an annual dividend of $0.60 per share and has a dividend yield of 2.1%.
Volatility & Risk
First Guaranty Bancshares has a beta of 0.45, indicating that its stock price is 55% less volatile than the S&P 500. Comparatively, First Advantage Bancorp has a beta of 0.36, indicating that its stock price is 64% less volatile than the S&P 500.
This table compares First Guaranty Bancshares and First Advantage Bancorp’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|First Guaranty Bancshares||13.57%||8.19%||0.67%|
|First Advantage Bancorp||N/A||N/A||N/A|
This is a breakdown of recent ratings and price targets for First Guaranty Bancshares and First Advantage Bancorp, as provided by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|First Guaranty Bancshares||0||0||0||0||N/A|
|First Advantage Bancorp||0||0||0||0||N/A|
Earnings & Valuation
This table compares First Guaranty Bancshares and First Advantage Bancorp’s top-line revenue, earnings per share and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|First Guaranty Bancshares||$83.67 million||2.28||$14.21 million||N/A||N/A|
|First Advantage Bancorp||N/A||N/A||N/A||N/A||N/A|
First Guaranty Bancshares has higher revenue and earnings than First Advantage Bancorp.
First Guaranty Bancshares beats First Advantage Bancorp on 8 of the 8 factors compared between the two stocks.
About First Guaranty Bancshares
First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services to businesses, professionals, and individuals in Louisiana and Texas. It offers various deposit products, including personal and business checking, savings, money market, and demand accounts, as well as time deposits. The company also provides loans, such as non-farm non-residential loans secured by real estate, commercial and industrial loans, one- to four-family residential loans, construction and land development loans, agricultural loans, farmland loans, consumer and other loans, and multifamily loans. In addition, it offers a range of consumer services, including personal and commercial credit cards, remote deposit capture, safe deposit boxes, official checks, Internet banking, automated teller machines, online bill pay, mobile banking, and lockbox services. The company operates through 27 banking facilities located in market services areas of Hammond, Baton Rouge, Lafayette, Shreveport-Bossier City, Dallas-Fort Worth-Arlington, and Waco. First Guaranty Bancshares, Inc. was founded in 1934 and is headquartered in Hammond, Louisiana.
About First Advantage Bancorp
First Advantage Bancorp operates as the bank holding company for First Advantage Bank that provides various banking and financial services to individual and corporate customers. The company offers checking accounts; and various savings accounts, including basic savings, high interest savings, money market, individual retirement accounts, and health savings accounts, as well as certificates of deposit. It also provides commercial financing, commercial real estate loans, and small business administration financing; mortgage loans, and home equity loans and lines of credit; and treasury management services, which include remote deposit capture, automated clearing house, sweep services, courier and virtual vault services, lockbox services, positive pay services, payroll and employee benefit services, and merchant services, as well as bill pay, online banking, and mobile banking services. In addition, the company offers various investment products. It serves its customers in Clarksville, Nashville, Franklin, and Knoxville, Tennessee. First Advantage Bancorp was founded in 1953 and is based in Clarksville, Tennessee.
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