Texas Capital Bancshares (NASDAQ:TCBI) and First National Bank Alaska (OTCMKTS:FBAK) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, dividends, institutional ownership, risk, valuation, analyst recommendations and earnings.
This is a summary of recent recommendations and price targets for Texas Capital Bancshares and First National Bank Alaska, as provided by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Texas Capital Bancshares||1||9||4||0||2.21|
|First National Bank Alaska||0||0||0||0||N/A|
Institutional and Insider Ownership
93.5% of Texas Capital Bancshares shares are owned by institutional investors. Comparatively, 0.5% of First National Bank Alaska shares are owned by institutional investors. 0.5% of Texas Capital Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.
Earnings and Valuation
This table compares Texas Capital Bancshares and First National Bank Alaska’s revenue, earnings per share and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|Texas Capital Bancshares||$1.24 billion||2.46||$300.82 million||$5.79||10.49|
|First National Bank Alaska||$169.55 million||4.48||$54.10 million||N/A||N/A|
Texas Capital Bancshares has higher revenue and earnings than First National Bank Alaska.
Risk and Volatility
Texas Capital Bancshares has a beta of 1.9, suggesting that its share price is 90% more volatile than the S&P 500. Comparatively, First National Bank Alaska has a beta of 0.19, suggesting that its share price is 81% less volatile than the S&P 500.
This table compares Texas Capital Bancshares and First National Bank Alaska’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Texas Capital Bancshares||22.29%||12.95%||1.07%|
|First National Bank Alaska||N/A||N/A||N/A|
Texas Capital Bancshares beats First National Bank Alaska on 10 of the 11 factors compared between the two stocks.
About Texas Capital Bancshares
Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, National Association that provides various banking products and services for commercial businesses, and professionals and entrepreneurs. It offers business deposit products and services, including commercial checking accounts, lockbox accounts, and cash concentration accounts, as well as other treasury management services, including information services, wire transfer initiation, ACH initiation, account transfer, and service integration; and consumer deposit products, such as checking accounts, savings accounts, money market accounts, and certificates of deposit. The company also provides commercial loans for general corporate purposes comprising financing for working capital, internal growth, and acquisitions, as well as financing for business insurance premiums; real estate term and construction loans; mortgage warehouse lending; mortgage correspondent aggregation; equipment finance and leasing; medium- and long-term tax-exempt loans; treasury management services, including online banking and debit and credit card services; and letters of credit. In addition, it offers personal wealth management and trust services; secured and unsecured loans; and online and mobile banking services. It operates in Austin, Dallas, Fort Worth, Houston, and San Antonio metropolitan areas of Texas. Texas Capital Bancshares, Inc. was founded in 1996 and is headquartered in Dallas, Texas.
About First National Bank Alaska
First National Bank Alaska, a commercial bank, provides various banking products and services for business, industry, and individual customers primarily in Alaska. It offers personal banking products and services, including savings and checking accounts; money market deposits and safe deposit services; certificates of deposit; individual retirement accounts; and personal and home equity loans. The company also provides business banking products and services, such as business checking and savings accounts, and money market deposits; cash management, safe deposit, and merchant services; and loans for stability and growth. In addition, it offers debit and credit cards, trust and investment management, online and mobile banking, escrow, and convenience banking services. The company operates through 29 branches. First National Bank Alaska was founded in 1922 and is headquartered in Anchorage, Alaska.
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