Head to Head Contrast: WVS Financial (NASDAQ:WVFC) versus NB Bancorp (NASDAQ:NBBK)

WVS Financial (NASDAQ:WVFC) and NB Bancorp (NASDAQ:NBBK) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, risk, valuation, dividends, analyst recommendations, earnings and profitability.

Earnings & Valuation

This table compares WVS Financial and NB Bancorp’s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
WVS Financial	$13.43 million	1.71	$1.71 million	N/A	N/A
NB Bancorp	$236.08 million	2.73	$9.82 million	N/A	N/A

NB Bancorp has higher revenue and earnings than WVS Financial.

Analyst Recommendations

This is a breakdown of recent ratings for WVS Financial and NB Bancorp, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
WVS Financial	0	0	0	0	N/A
NB Bancorp	0	0	1	0	3.00

NB Bancorp has a consensus target price of $17.00, indicating a potential upside of 13.03%. Given NB Bancorp’s higher possible upside, analysts plainly believe NB Bancorp is more favorable than WVS Financial.

Profitability

This table compares WVS Financial and NB Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
WVS Financial	8.63%	14.59%	1.49%
NB Bancorp	N/A	N/A	N/A

Institutional & Insider Ownership

6.3% of WVS Financial shares are held by institutional investors. 13.5% of WVS Financial shares are held by insiders. Comparatively, 1.7% of NB Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

About WVS Financial

WVS Financial Corp. operates as the bank holding company for West View Savings Bank that provides various banking products and services in the United States. The company accepts various deposit products, including regular savings accounts, demand accounts, negotiable order of withdrawal accounts, money market deposit accounts, and certificates of deposit, as well as individual retirement account certificates. It also offers single-family and multi-family residential real estate loans, commercial real estate loans, construction loans, consumer loans, land acquisition and development loans, and commercial loans. In addition, the company is involved in the investment activities. WVS Financial Corp. was founded in 1908 and is based in Pittsburgh, Pennsylvania.

About NB Bancorp

NB Bancorp, Inc. focuses on operating as a bank holding company for Needham Bank that provides various banking products and services in Greater Boston metropolitan area and surrounding communities in Massachusetts, eastern Connecticut, southern New Hampshire, and Rhode Island. The company offers various deposits, including certificate of deposit, individual retirement, money market, savings, NOW, demand deposit, and interest-bearing and noninterest-bearing checking accounts; and commercial real estate and multifamily, one- to four-family residential real estate, construction and land development, commercial and industrial, and consumer loans, as well as home equity loans and lines of credit. It also invests in securities consisting of U.S. treasury and federal agency securities, government-sponsored residential mortgage-backed securities, municipal bonds, and corporate bonds. The company was founded in 1892 and is based in Needham, Massachusetts.