Comparing Enfusion (NYSE:ENFN) and Advanced Credit Technologies (OTCMKTS:ACRT)

Advanced Credit Technologies (OTCMKTS:ACRT) and Enfusion (NYSE:ENFN) are both computer and technology companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, dividends, analyst recommendations, risk, institutional ownership, profitability and earnings.

Institutional and Insider Ownership

81.1% of Enfusion shares are held by institutional investors. 36.4% of Enfusion shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Analyst Recommendations

This is a breakdown of recent ratings for Advanced Credit Technologies and Enfusion, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Advanced Credit Technologies	0	0	0	0	N/A
Enfusion	3	2	1	0	1.67

Enfusion has a consensus target price of $9.33, indicating a potential downside of 1.75%. Given Enfusion’s higher possible upside, analysts clearly believe Enfusion is more favorable than Advanced Credit Technologies.

Profitability

This table compares Advanced Credit Technologies and Enfusion’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Advanced Credit Technologies	N/A	N/A	N/A
Enfusion	1.98%	6.17%	4.51%

Earnings and Valuation

This table compares Advanced Credit Technologies and Enfusion”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Advanced Credit Technologies	N/A	N/A	N/A	N/A	N/A
Enfusion	$188.35 million	6.46	$6.03 million	$0.03	316.67

Enfusion has higher revenue and earnings than Advanced Credit Technologies.

Summary

Enfusion beats Advanced Credit Technologies on 8 of the 8 factors compared between the two stocks.

About Advanced Credit Technologies

Advanced Credit Technologies, Inc., a development-stage technology company, focuses on fraud prevention and credit management in the United States. The company provides CyberloQ, a banking fraud prevention technology that enables institutional clients to combat fraudulent transactions and unauthorized access to customer accounts; and Turnscor, a Web-based proprietary software platform, which allows its customers to monitor and manage their credit from the privacy of their own homes. Advanced Credit Technologies, Inc. was founded in 2008 and is based in Venice, Florida.

About Enfusion

Enfusion, Inc. provides software-as-a-service solutions for investment management industry in the United States, Europe, the Middle East, Africa, and the Asia Pacific. The company provides Portfolio Management System, which generates a real-time investment book of record that consists of valuation and risk tools, which allows users to analyze aggregated or decomposed portfolio data for chief investment officers (CIOs) and portfolio managers; and Order and Execution Management System that enables portfolio managers, traders, compliance teams, and analysts to electronically communicate trade orders for a variety of asset classes, manage trade orders, and systemically enforce trading regulations and internal guidelines. It also offers Accounting/General Ledger System, a real-time accounting book of record for chief financial officers, chief operating officers, accountants, and operations teams; Enfusion Analytics System, which enables CIOs, portfolio managers, traders, and analysts to analyze portfolios through time horizons and automate customized visualized reports for internal and external stakeholders; and technology-powered and managed services. Enfusion, Inc. was founded in 1997 and is headquartered in Chicago, Illinois.