SoFi Technologies (NASDAQ:SOFI) Issues FY 2025 Earnings Guidance

SoFi Technologies (NASDAQ:SOFI) updated its FY 2025 earnings guidance on Monday. The company provided earnings per share guidance of 0.250-0.270 for the period, compared to the consensus earnings per share estimate of 0.280. The company issued revenue guidance of $3.2 billion-$3.3 billion, compared to the consensus revenue estimate of $3.0 billion. SoFi Technologies also updated its Q1 2025 guidance to 0.030-0.030 EPS.

SoFi Technologies Stock Performance

Shares of SOFI opened at $17.92 on Monday. The firm has a market capitalization of $19.45 billion, a P/E ratio of 179.22, a PEG ratio of 1.19 and a beta of 1.78. The company has a debt-to-equity ratio of 0.52, a current ratio of 0.49 and a quick ratio of 0.18. SoFi Technologies has a one year low of $6.01 and a one year high of $18.42. The business has a fifty day moving average of $15.71 and a 200 day moving average of $11.08.

SoFi Technologies (NASDAQ:SOFI) last released its quarterly earnings results on Monday, January 27th. The company reported $0.05 EPS for the quarter, beating the consensus estimate of $0.04 by $0.01. SoFi Technologies had a net margin of 8.38% and a return on equity of 3.71%. As a group, sell-side analysts anticipate that SoFi Technologies will post 0.12 EPS for the current year.

Wall Street Analysts Forecast Growth

SOFI has been the subject of a number of recent research reports. Mizuho boosted their price objective on shares of SoFi Technologies from $14.00 to $16.00 and gave the company an “outperform” rating in a research report on Tuesday, November 19th. William Blair restated an “outperform” rating on shares of SoFi Technologies in a research report on Friday. Bank of America reaffirmed an “underperform” rating and set a $12.00 price objective on shares of SoFi Technologies in a research report on Monday, December 9th. JPMorgan Chase & Co. increased their target price on shares of SoFi Technologies from $9.00 to $16.00 and gave the stock a “neutral” rating in a report on Monday, December 2nd. Finally, The Goldman Sachs Group upped their price target on shares of SoFi Technologies from $7.50 to $8.50 and gave the stock a “neutral” rating in a research report on Wednesday, October 30th. Four research analysts have rated the stock with a sell rating, five have given a hold rating and five have issued a buy rating to the company. According to MarketBeat, SoFi Technologies presently has a consensus rating of “Hold” and an average target price of $11.71.

Insiders Place Their Bets

In related news, Director Bashir Ruzwana sold 52,000 shares of the business’s stock in a transaction dated Thursday, December 12th. The stock was sold at an average price of $16.02, for a total value of $833,040.00. Following the sale, the director now directly owns 25,937 shares in the company, valued at approximately $415,510.74. The trade was a 66.72 % decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this hyperlink. Also, EVP Kelli Keough sold 9,590 shares of the firm’s stock in a transaction that occurred on Wednesday, November 20th. The shares were sold at an average price of $14.56, for a total value of $139,630.40. Following the transaction, the executive vice president now owns 142,613 shares of the company’s stock, valued at $2,076,445.28. This represents a 6.30 % decrease in their position. The disclosure for this sale can be found here. Insiders have sold a total of 26,008,870 shares of company stock worth $416,950,073 in the last 90 days. 2.60% of the stock is currently owned by corporate insiders.

About SoFi Technologies

SoFi Technologies, Inc provides various financial services in the United States, Latin America, and Canada. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money.