Head-To-Head Survey: Everest Group (NYSE:EG) vs. Fidelis Insurance (NYSE:FIHL)

Everest Group (NYSE:EG) and Fidelis Insurance (NYSE:FIHL) are both financial services companies, but which is the better investment? We will contrast the two companies based on the strength of their institutional ownership, valuation, earnings, analyst recommendations, profitability, risk and dividends.

Profitability

This table compares Everest Group and Fidelis Insurance’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Everest Group	18.36%	24.09%	6.32%
Fidelis Insurance	20.96%	15.67%	3.43%

Valuation & Earnings

This table compares Everest Group and Fidelis Insurance”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Everest Group	$15.78 billion	1.06	$2.52 billion	$67.29	5.73
Fidelis Insurance	$2.15 billion	0.99	$2.13 billion	$4.12	4.36

Everest Group has higher revenue and earnings than Fidelis Insurance. Fidelis Insurance is trading at a lower price-to-earnings ratio than Everest Group, indicating that it is currently the more affordable of the two stocks.

Risk & Volatility

Everest Group has a beta of 0.61, indicating that its stock price is 39% less volatile than the S&P 500. Comparatively, Fidelis Insurance has a beta of -0.11, indicating that its stock price is 111% less volatile than the S&P 500.

Insider and Institutional Ownership

92.6% of Everest Group shares are owned by institutional investors. Comparatively, 82.0% of Fidelis Insurance shares are owned by institutional investors. 1.2% of Everest Group shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Dividends

Everest Group pays an annual dividend of $8.00 per share and has a dividend yield of 2.1%. Fidelis Insurance pays an annual dividend of $0.40 per share and has a dividend yield of 2.2%. Everest Group pays out 11.9% of its earnings in the form of a dividend. Fidelis Insurance pays out 9.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Fidelis Insurance is clearly the better dividend stock, given its higher yield and lower payout ratio.

Analyst Recommendations

This is a summary of current ratings and recommmendations for Everest Group and Fidelis Insurance, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Everest Group	0	5	5	1	2.64
Fidelis Insurance	0	4	3	0	2.43

Everest Group presently has a consensus target price of $439.27, indicating a potential upside of 13.88%. Fidelis Insurance has a consensus target price of $20.44, indicating a potential upside of 13.86%. Given Everest Group’s stronger consensus rating and higher probable upside, equities analysts clearly believe Everest Group is more favorable than Fidelis Insurance.

Summary

Everest Group beats Fidelis Insurance on 14 of the 17 factors compared between the two stocks.

About Everest Group

Everest Group, Ltd., through its subsidiaries, provides reinsurance and insurance products in the United States, Europe, and internationally. The company operates through two segment, Insurance and Reinsurance. The Reinsurance segment writes property and casualty reinsurance; and specialty lines of business through reinsurance brokers, as well as directly with ceding companies in the United States, Bermuda, Ireland, Canada, Singapore, Switzerland, and the United Kingdom. The Insurance Operations segment writes property and casualty insurance directly, as well as through brokers, surplus lines, and general agents in the United States, Bermuda, Canada, Europe, South America, Singapore, France, Germany, Spain, Canada, Chile, the United Kingdom, Ireland, and the Netherlands. The company also provides treaty and facultative reinsurance products; admitted and non-admitted insurance products; and accident and health, specialty underwriters, eversports and entertainment, and surety and credit, marine and aviation, as well as structured and property hybrid solutions. In addition, it offers commercial property and casualty insurance products through wholesale and retail brokers, surplus lines brokers, and program administrators. The company was formerly known as Everest Re Group, Ltd. and changed its name to Everest Group, Ltd. in July 2023.Everest Group, Ltd., was founded in 1973 and is headquartered in Hamilton, Bermuda.

About Fidelis Insurance

Fidelis Insurance Holdings Limited, a specialty insurer, provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in three segments: Specialty, Reinsurance, and Bespoke segments. The Specialty segment offers aviation and aerospace, energy, marine, property direct and facultative, and other specialty risk solutions. The Reinsurance segment provides property, retrocession, and whole account reinsurance solutions. The Bespoke segment offers customized risk solutions for clients that include credit and political risk, as well as other risk transfer opportunities, including political violence and terrorism, limited cyber reinsurance, tax liabilities, title, transactional liabilities, and other bespoke solutions. Fidelis Insurance Holdings Limited was incorporated in 2014 and is headquartered in Pembroke, Bermuda.