Comparing Grupo Aval Acciones y Valores (NYSE:AVAL) and First Republic Bank (OTCMKTS:FRCB)

First Republic Bank (OTCMKTS:FRCB) and Grupo Aval Acciones y Valores (NYSE:AVAL) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their risk, valuation, institutional ownership, analyst recommendations, earnings, profitability and dividends.

Risk and Volatility

First Republic Bank has a beta of 1.72, suggesting that its stock price is 72% more volatile than the S&P 500. Comparatively, Grupo Aval Acciones y Valores has a beta of 0.98, suggesting that its stock price is 2% less volatile than the S&P 500.

Institutional & Insider Ownership

0.0% of First Republic Bank shares are held by institutional investors. Comparatively, 0.2% of Grupo Aval Acciones y Valores shares are held by institutional investors. 0.7% of First Republic Bank shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Analyst Recommendations

This is a summary of recent ratings and price targets for First Republic Bank and Grupo Aval Acciones y Valores, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Republic Bank	0	0	0	0	N/A
Grupo Aval Acciones y Valores	0	0	0	0	N/A

Earnings & Valuation

This table compares First Republic Bank and Grupo Aval Acciones y Valores”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Republic Bank	$6.75 billion	0.00	$1.67 billion	N/A	N/A
Grupo Aval Acciones y Valores	$8.97 billion	0.26	$147.80 million	$0.09	22.00

First Republic Bank has higher earnings, but lower revenue than Grupo Aval Acciones y Valores.

Profitability

This table compares First Republic Bank and Grupo Aval Acciones y Valores’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
First Republic Bank	N/A	N/A	N/A
Grupo Aval Acciones y Valores	1.30%	1.46%	0.15%

Summary

Grupo Aval Acciones y Valores beats First Republic Bank on 6 of the 9 factors compared between the two stocks.

About First Republic Bank

As of May 1, 2023, First Republic Bank went out of business. Previously, First Republic Bank provided private banking, private business banking, and private wealth management services to clients in metropolitan areas in the United States. The company was founded in 1985 and was headquartered in San Francisco, California. First Republic Bank now trades on OTCPK.

About Grupo Aval Acciones y Valores

Grupo Aval Acciones y Valores S.A. provides a range of financial services and products to public and private sector customers in Colombia and Central America. It offers traditional deposit services and products, including checking accounts, savings accounts, time deposits, and other deposits. The company also provides commercial loans comprising general purpose loans, working capital loans, leases, loans funded by development banks, corporate credit cards, and overdraft loans; consumer loans, such as payroll loans, personal loans, automobile and other vehicle loans, credit cards, overdrafts, leases, and general purpose loans; and microcredit and mortgage loans. In addition, the company offers pension and severance fund management services; investment banking, including services relating to capital markets, mergers and acquisitions, and project finance transactions; mobile and online banking services; and bancassurance, insurance, trust, bonded warehousing and brokerage transactions, real estate escrow services, merchandise and document storage and deposit, customs agency, cargo management, surety bond and merchandise distribution services, and payment and collection services. Further, it is involved in equity investments in various sectors, including infrastructure, energy and gas, agribusiness, and hospitality; and treasury operations. The company was incorporated in 1994 and is headquartered in Bogotá, Colombia. Grupo Aval Acciones y Valores S.A.