Critical Analysis: Mercurity Fintech (NASDAQ:MFH) vs. Greystone Housing Impact Investors (NYSE:GHI)

Mercurity Fintech (NASDAQ:MFH) and Greystone Housing Impact Investors (NYSE:GHI) are both small-cap business services companies, but which is the superior business? We will contrast the two businesses based on the strength of their earnings, risk, valuation, dividends, institutional ownership, profitability and analyst recommendations.

Risk & Volatility

Mercurity Fintech has a beta of 1.96, indicating that its share price is 96% more volatile than the S&P 500. Comparatively, Greystone Housing Impact Investors has a beta of 0.7, indicating that its share price is 30% less volatile than the S&P 500.

Valuation & Earnings

This table compares Mercurity Fintech and Greystone Housing Impact Investors”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Mercurity Fintech	$450,000.00	674.43	-$9.36 million	N/A	N/A
Greystone Housing Impact Investors	$36.57 million	7.65	$54.01 million	$0.62	19.37

Greystone Housing Impact Investors has higher revenue and earnings than Mercurity Fintech.

Analyst Recommendations

This is a summary of recent ratings and target prices for Mercurity Fintech and Greystone Housing Impact Investors, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Mercurity Fintech	0	0	0	0	0.00
Greystone Housing Impact Investors	0	0	4	0	3.00

Greystone Housing Impact Investors has a consensus price target of $17.38, indicating a potential upside of 44.67%. Given Greystone Housing Impact Investors’ stronger consensus rating and higher probable upside, analysts plainly believe Greystone Housing Impact Investors is more favorable than Mercurity Fintech.

Profitability

This table compares Mercurity Fintech and Greystone Housing Impact Investors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Mercurity Fintech	N/A	N/A	N/A
Greystone Housing Impact Investors	17.55%	2.46%	0.55%

Institutional & Insider Ownership

30.8% of Mercurity Fintech shares are owned by institutional investors. Comparatively, 9.0% of Greystone Housing Impact Investors shares are owned by institutional investors. 62.8% of Mercurity Fintech shares are owned by insiders. Comparatively, 1.3% of Greystone Housing Impact Investors shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Summary

Greystone Housing Impact Investors beats Mercurity Fintech on 8 of the 12 factors compared between the two stocks.

About Mercurity Fintech

Mercurity Fintech Holding Inc. operates as a fintech company powered by blockchain. The company provides digital asset trading infrastructure solutions based on internet and blockchain technologies for cryptocurrency traders; and asset digitalization platform, which offers blockchain-based digitalization solutions for traditional assets, such as fiat currencies, bonds, and precious metals. It also offers cryptocurrency mining services that provides computing power to the mining pool; and digital consultation services, such as digital payment solutions, asset management, and online and traditional brokerage services. The company was formerly known as JMU Limited and changed its name to Mercurity Fintech Holding Inc. in April 2020. Mercurity Fintech Holding Inc. was incorporated in 2011 and is headquartered in New York, New York.

About Greystone Housing Impact Investors

Greystone Housing Impact Investors LP acquires, holds, sells, and deals in a portfolio of mortgage revenue bonds (MRBs) that are issued to provide construction and/or permanent financing for multifamily, student, and senior citizen housing; skilled nursing properties; and commercial properties in the United States. The company operates in four segments: Affordable Multifamily MRB Investments; Seniors and Skilled Nursing MRB Investments; MF Properties; Market-Rate Joint Venture Investments. It also invests in governmental issuer loans. The company was formerly known as America First Multifamily Investors, L.P. and changed its name to Greystone Housing Impact Investors LP in December 2022. Greystone Housing Impact Investors LP was incorporated in 1998 and is based in Omaha, Nebraska.