Analyzing Chain Bridge Bancorp (NYSE:CBNA) & Community Bancorp (OTCMKTS:CMTV)

Community Bancorp (OTCMKTS:CMTV) and Chain Bridge Bancorp (NYSE:CBNA) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their dividends, profitability, valuation, analyst recommendations, earnings, risk and institutional ownership.

Valuation & Earnings

This table compares Community Bancorp and Chain Bridge Bancorp”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Community Bancorp	$54.08 million	1.72	$13.43 million	$2.18	7.66
Chain Bridge Bancorp	$49.48 million	3.21	N/A	N/A	N/A

Community Bancorp has higher revenue and earnings than Chain Bridge Bancorp.

Analyst Ratings

This is a summary of recent ratings for Community Bancorp and Chain Bridge Bancorp, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Community Bancorp	0	0	0	0	0.00
Chain Bridge Bancorp	0	1	1	1	3.00

Chain Bridge Bancorp has a consensus price target of $27.33, suggesting a potential upside of 12.85%. Given Chain Bridge Bancorp’s stronger consensus rating and higher probable upside, analysts clearly believe Chain Bridge Bancorp is more favorable than Community Bancorp.

Profitability

This table compares Community Bancorp and Chain Bridge Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Community Bancorp	20.29%	13.48%	1.09%
Chain Bridge Bancorp	N/A	N/A	N/A

Summary

Chain Bridge Bancorp beats Community Bancorp on 5 of the 9 factors compared between the two stocks.

About Community Bancorp

Community Bancorp. operates as the bank holding company for Community National Bank that provides financial services to individuals, businesses, nonprofit organizations, and municipalities in northern and central Vermont. It offers financing for commercial business properties, equipment, inventories, and accounts receivable, as well as standby letters of credit; and business checking and other deposit accounts, cash management services, repurchase agreements, ACH and wire transfer services, card processing, and remote deposit capture. The company also provides commercial real estate lending products, including financing for commercial developers and investors, residential builders and developers, and community development entities, including credit products to facilitate the purchase of land and/or build structures for business; to develop residential or commercial properties; and for real estate secured financing of existing businesses, as well as financing to startups and other small businesses. In addition, it offers residential real estate lending products, including fixed-rate and adjustable rate residential mortgage and home equity loans; and retail credit services, which includes personal, automobile, and boat/recreational vehicle loans. The company also provides municipal and institutional banking services, such as deposit account services, term and tax-exempt loans, and lines of credit to state and local governments, schools, charities, membership, and not-for-profit associations. Further, it offers consumer banking services, including checking accounts, savings programs, ATMs, debit and credit cards, night deposit facilities, and online, mobile and telephone banking services. Community Bancorp. was founded in 1851 and is headquartered in Derby, Vermont.

About Chain Bridge Bancorp

Chain Bridge Bancorp, Inc. operates as a Delaware-chartered bank holding company for Chain Bridge Bank, National Association that provides commercial and personal banking, and trust services in the United States. Its deposit products include non-interest-bearing and interest-bearing checking accounts, savings accounts, and money market accounts. The company’s loan portfolio comprises of residential and commercial real estate loans, commercial loans, and consumer loans. It also provides treasury management, payments, trusts and estate administration, wealth management, and asset custody services. The company was incorporated in 2006 and is headquartered in McLean, Virginia.