Analyzing Iris Energy (NASDAQ:IREN) & OppFi (NYSE:OPFI)

Iris Energy (NASDAQ:IREN) and OppFi (NYSE:OPFI) are both oils/energy companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, dividends, risk, valuation, earnings, profitability and institutional ownership.

Volatility and Risk

Iris Energy has a beta of 3.62, meaning that its share price is 262% more volatile than the S&P 500. Comparatively, OppFi has a beta of 1.45, meaning that its share price is 45% more volatile than the S&P 500.

Profitability

This table compares Iris Energy and OppFi’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Iris Energy	-36.10%	-8.01%	-7.37%
OppFi	1.40%	35.04%	12.09%

Insider and Institutional Ownership

41.1% of Iris Energy shares are held by institutional investors. Comparatively, 7.1% of OppFi shares are held by institutional investors. 21.5% of Iris Energy shares are held by insiders. Comparatively, 84.0% of OppFi shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Earnings and Valuation

This table compares Iris Energy and OppFi”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Iris Energy	$208.75 million	10.59	-$28.95 million	N/A	N/A
OppFi	$523.16 million	1.25	-$1.00 million	$0.16	47.50

OppFi has higher revenue and earnings than Iris Energy.

Analyst Recommendations

This is a breakdown of current ratings for Iris Energy and OppFi, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Iris Energy	0	2	9	1	2.92
OppFi	0	0	2	0	3.00

Iris Energy presently has a consensus target price of $19.50, indicating a potential upside of 65.68%. OppFi has a consensus target price of $7.50, indicating a potential downside of 1.32%. Given Iris Energy’s higher possible upside, analysts plainly believe Iris Energy is more favorable than OppFi.

Summary

OppFi beats Iris Energy on 7 of the 13 factors compared between the two stocks.

About Iris Energy

Iris Energy Limited owns and operates bitcoin mining data centers. The company was incorporated in 2018 and is headquartered in Sydney, Australia.

About OppFi

OppFi Inc. operates a cialty finance platform that allows banks to offer credit access. Its platform facilitates the OppLoans, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. OppFi Inc. was founded in 2012 and is headquartered in Chicago, Illinois.